Buying Property with a Self-Managed Super Fund (SMSF)
Expert SMSF Property Investment. Backed by 30+ Years’ Property Experience. Trusted by 200+ Customer Reviews.
Committed to Exemplary Service — Saving You Money, Time and Stress
Understand the rules and comply with SMSF requirements
Secure the right investment property for your SMSF
Avoid costly SMSF property investment mistakes
Independent advice with no conflicts of interest
Expert property negotiation and auction bidding
Avoid overpaying for your SMSF investment property
Purchasing a residential property investment or commercial investment property within your self-managed super fund (SMSF) can be an extremely effective way to increase the value of your retirement savings and provide tax effective investment returns.
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Serious about securing the right Melbourne investment property within your SMSF without overpaying?
Self-Managed Super Property Buying Service Fees
What is the Cost of this Service?
Prior to starting our service, we discuss and agree the appropriate fee with you
An initial engagement fee (part of the total agreed fee) is required to commence this service
Balance of the total agreed fee only becomes payable upon your successful purchase
To find out more about this exciting service, call us directly on 1300 998 688 | +61 3 8899 6327 or otherwise send us a message via our Enquiry Contact Form.
Your Australian Property Buyers Agents is a five-star rated, fully independent Buyer’s Agency helping investors secure the right residential and commercial property through their SMSF.
With 30+ years’ property experience and 200+ customer reviews, we provide independent property advice, due diligence and negotiation to help clients buy with confidence.
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FAQs About Self-Managed Super Property Buying Service
Can you buy property with a self managed super fund?
You can only buy property through your SMSF if you comply with the rules. The property must: meet the ‘sole purpose test’ of solely providing retirement benefits to fund members. not be acquired from a related party of a member.
Please note: Following the Federal Government’s superannuation changes announced in June 2026, SMSFs can now only obtain investment finance to purchase commercial property. If you wish to purchase a residential property through your SMSF, it must be purchased outright without borrowings (mortgage-free).
Can a self managed super fund get a mortgage?
If you want to borrow money within your SMSF to purchase a property, you need to establish a bare trust. Since a mortgage cannot be legally held in the name of an SMSF, a bare trust must to be set up first in order to apply for an investment loan and purchase the property, with all benefits going to the SMSF beneficiaries.
Please note: Following the Federal Government’s superannuation changes announced in June 2026, SMSFs can now only obtain investment finance to purchase commercial property. If you wish to purchase a residential property through your SMSF, it must be purchased outright without borrowings (mortgage-free).
Why buy property in super fund?
On properties held for longer than 12 months, the fund receives a one third discount on any capital gain it makes upon sale, bringing any capital gains tax liability down to 10%. If the property is purchased via a loan, the interest payments are tax deductible to the fund.
How many properties can you own in SMSF?
You can buy multiple investment properties with your SMSF. You will also need to factor in your fund’s ability to meet the ongoing costs associated with each property to ensure that additional properties are not detrimental to your fund’s investment goals.
Can I start a SMSF with $100,000?
The amount needed to set up an SMSF in terms of total combined superannuation balances of all members will typically be somewhere between $100,000 and $400,000, however there is no minimum amount needed for an SMSF.
Can I renovate a property owned by my SMSF?
But a full-blown renovation can only be done by those who used the cash in their fund to purchase the property. If a property is purchased outright using the money in your fund then you are entitled to do whatever you like to the property, provided your deed allows you to do so.
Next Step
Ready to buy the right property at the right price? Speak with our Melbourne buyer’s agents about your property goals, budget and buying strategy.
Simply complete the enquiry form below to get started.
Start with a Complimentary Property Strategy Session.
