Buying Property with a Self-Managed Super Fund (SMSF)

 

Fully Independent from Selling Agents, Property Developers and Industry Associations

 

Committed to Exemplary Service — Saving You Money, Time and Stress

Buying Property through a SMSF | Save Money & Time!

Understand the rules and comply with SMSF requirements

Secure the right investment property for your SMSF

Avoid costly SMSF property investment mistakes

Independent advice with no conflicts of interest

Avoid overpaying for your SMSF investment property

Purchasing a residential property investment or commercial investment property within your self-managed super fund (SMSF) can be an extremely effective way to increase the value of your retirement savings and provide tax effective investment returns.

Whether you’re a professional property investor, seasoned investor or first-time investor, Your Australian Property Buyers Agents helps property investors purchase with confidence and secure the right Melbourne investment property with confidence and at the right price.

With over 30 years in the Melbourne property market, we know exactly how investment properties are successfully secured and where buyers lose money.

At Your Australian Property Buyers Agents, we take control at the negotiation table and execute with precision, helping property investors move faster, make smarter decisions, secure stronger outcomes through expert property negotiation and auction bidding, and avoid costly mistakes. No overpaying.

The result: potential savings of $10,000’s or even $100,000’s on your next Melbourne property investment purchase, depending on the property’s value.

 

Serious about securing the right Melbourne investment property within your SMSF without overpaying? Let’s get it right from the start with Your Australian Property Buyers Agents.

 

Call Your Australian Property Buyers Agents in Melbourne directly on​ 1300 998 688 | +61 3 8899 6327 or otherwise seend us an enquiry via our Contact Form.

buying locations Melbourne

Secure all property types across Melbourne

Highly personalised service at every budget

Reveal buying range with confidential sales data

Consistently deliver substantial savings

Secure the right property at the right price

The Right SMSF Property Starts with the Right Strategy.

Melbourne Regions We Service:

 

From the CBD to Melbourne’s outer suburbs, Your Australian Property Buyers Agents helps Melbourne home buyers and property investors secure the right property with independent advice, proven strategy and expert negotiation.

Whether you’re buying a home or an investment property in Inner Melbourne, the Eastern and Bayside suburbs of Melbourne, the Northern and Western suburbs of Melbourne or Regional Victoria, our independent buyer’s agents combine local expertise, suburb insights and proven buying strategies to help you secure the right property at the right price.

 

Self-Managed Super Property Buying Service Fees

What is the Cost of this Service?

Prior to starting our service, we discuss and agree the appropriate fee with you

An initial engagement fee (part of the total agreed fee) is required to commence this service

Balance of the total agreed fee only becomes payable upon your successful purchase

To find out more about this exciting service, call us directly on 1300 998 688 +61 3 8899 6327 or otherwise send us a message via our Enquiry Contact Form.

Other Professional Services

buyers agents melbourne

Buyer Agents Service

We are with you every step of the way during the buying process, from the first meeting until receiving keys to your new property

auction bidding services melbourne

Auction Bidding Service

Tired of being outbid at auctions? Our expert Bidding Agents will use innovative bidding strategies to secure the winning bid

commercial services melbourne

Commercial Services

We offer expert advice on commercial real estate. Plus we undertake negotiations on behalf of commercial owners, buyers or tenants

seller advocacy services melbourne

Vendor Advocacy

We manage the entire selling process on your behalf, ensuring you can receive maximum sale price for your home or investment

Your Australian Property Buyers Agents is a five-star rated independent boutique Buyer’s Agency in Melbourne. Our success comes from prioritising our clients’ unique needs first and consistently delivering exceptional results.​ We promise to be responsive and to truly listen to what our clients need. We’re surrounded by noise in the property market – Our goal is to cut through it.

From the CBD to Melbourne’s outer suburbs, Your Australian Property Buyers Agents helps Melbourne home buyers and property investors secure the right property with independent advice, proven strategy and expert negotiation.

We don’t sell property. We don’t answer to developers. We work for you and only you.

With over 30 years of real estate industry expertise, we know what it takes to buy property seamlessly. Patience is key, but never at the compromise of confidence and our clients’ end game. We’re professional in every facet of our work, dealing with our clients with the utmost integrity and honesty.

When clients engage Your Australian Property Buyers Agents, they can expect Buyer’s Agents that are proactive and passionate. Combining a hard work ethic with passion and attention to detail, we help clients achieve their property goals with ease.

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Fernando Costa profile picture
Fernando Costa
21 July 2026
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A gentleman to deal with. Zac made the negotiation process as smooth as possible representing customers from interstate. I highly recommend Zac for his professionalism and proactiveness. I would be delighted to work with Zac once again!
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Gabi profile picture
Gabi
15 July 2026
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My partner and I were recommended to go with Zac at Your Australian Property Buyers Agents by our Sydney property agent, to help us purchase an investment property in Melbourne (we do not know Melbourne to buy properties, so we needed an Melbourne expert). We’ve had positive experiences with our Sydney buyers agent and we wanted the same in Melbourne. Zac was extremely thorough and detailed and also extremely efficient - once we’d completed our paperwork detailing exactly what we were after, Zac sent us properties to consider right away and undertook inspections promptly. We were able to purchase our investment property within days and couldn’t be happier. We highly recommend Zac - trust in his process, complete all the onboarding actions and you will get the best property at the best price in the best timeframe. Good buyers agents are worth their weight in gold, and Zac certainly bears this out!
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Jarrod Loughlin profile picture
Jarrod Loughlin
10 April 2026
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It was a pleasure to work with Zac, he represented his client with absolute professionalism, extremely transparent and a great communicator. The process was smooth and very thorough with his clients best interest in the forefront of the negotiations. I would highly recommend Zac if you are interested in purchasing a property as he is a well respected agent within the industry.
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Benjamin Drozdek profile picture
Benjamin Drozdek
28 March 2026
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We recently had the pleasure of dealing with Zac, it was a professional, friendly and successful experience!
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Crane Real Estate
28 March 2026
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Zac was an absolute pleasure to work with throughout this transaction. His professionalism, clear communication, and commitment to his client were evident from start to finish. He navigated the process with precision, ensuring everything progressed smoothly while maintaining a strong, respectful relationship with all parties involved. Zac’s attention to detail and proactive approach made a real difference in getting the deal across the line efficiently. It’s always refreshing working alongside a buyer’s agent who genuinely understands the market, acts with integrity, and prioritises outcomes for their client while keeping the process seamless for everyone. I look forward to working with Zac again on future transactions. Adam Buhagiar Crane Real Estate

FAQs About Self-Managed Super Property Buying Service

Can you buy property with a self managed super fund?

You can only buy property through your SMSF if you comply with the rules. The property must: meet the ‘sole purpose test’ of solely providing retirement benefits to fund members. not be acquired from a related party of a member.

Please note: Following the Federal Government’s superannuation changes announced in June 2026, SMSFs can now only obtain investment finance to purchase commercial property. If you wish to purchase a residential property through your SMSF, it must be purchased outright without borrowings (mortgage-free).

HOW TO REACH US: Call us directly on 1300 998 688 | +61 3 8899 6327 or send us a message via our Enquiry Contact Form.

Can a self managed super fund get a mortgage?

If you want to borrow money within your SMSF to purchase a property, you need to establish a bare trust. Since a mortgage cannot be legally held in the name of an SMSF, a bare trust must to be set up first in order to apply for an investment  loan and purchase the property, with all benefits going to the SMSF beneficiaries.

Please note: Following the Federal Government’s superannuation changes announced in June 2026, SMSFs can now only obtain investment finance to purchase commercial property. If you wish to purchase a residential property through your SMSF, it must be purchased outright without borrowings (mortgage-free).

HOW TO REACH US: Call us directly on 1300 998 688 | +61 3 8899 6327 or send us a message via our Enquiry Contact Form.

Why buy property in super fund?

On properties held for longer than 12 months, the fund receives a one third discount on any capital gain it makes upon sale, bringing any capital gains tax liability down to 10%. If the property is purchased via a loan, the interest payments are tax deductible to the fund.

HOW TO REACH US: Call us directly on 1300 998 688 | +61 3 8899 6327 or send us a message via our Enquiry Contact Form.

How many properties can you own in SMSF?

You can buy multiple investment properties with your SMSF. You will also need to factor in your fund’s ability to meet the ongoing costs associated with each property to ensure that additional properties are not detrimental to your fund’s investment goals.

HOW TO REACH US: Call us directly on 1300 998 688 | +61 3 8899 6327 or send us a message via our Enquiry Contact Form.

Can I start a SMSF with $100,000?

The amount needed to set up an SMSF in terms of total combined superannuation balances of all members will typically be somewhere between $100,000 and $400,000, however there is no minimum amount needed for an SMSF.

HOW TO REACH US: Talk to our team today about how our experienced Auction Bidding Strategists can save you far more than our fees. Call us directly on 1300 998 688 | +61 3 8899 6327 or send us a message via our Enquiry Contact Form.

Can I renovate a property owned by my SMSF?

But a full-blown renovation can only be done by those who used the cash in their fund to purchase the property. If a property is purchased outright using the money in your fund then you are entitled to do whatever you like to the property, provided your deed allows you to do so.

HOW TO REACH US: Talk to our team today about how our experienced Auction Bidding Strategists can save you far more than our fees. Call us directly on 1300 998 688 | +61 3 8899 6327 or send us a message via our Enquiry Contact Form.

Next Step

Your Australian Property Buyers Agents make buying a property through a Self-Managed Super Stress-Free!

Simply fill out the Enquiry Form below to get started.

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